UNDERSTANDING BGC X IBLOOMING REWARDS
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0. Users in BGC & iBLOOMING
In the BGC & iBLOOMING ecosystem, a user is anyone who transacts—whether a one-time purchase, a subscription, or simply a sign-up—and uses or benefits from the ongoing operations of BGC & iBLOOMING. A user can be an individual or an organization.
Below are the user types within the BGC & iBLOOMING ecosystem:
General User
—
✓
✓
✗
Affiliate User
Pathfinder
✓
✓
✗
Affiliate User
Voyager
✓
✓
✗
Affiliate User
Explorer
✓
✓
✗
Affiliate User
Pioneer
✓
✓
✓
Affiliate User
Special
✓
✓
✓
Legend: ✓ = can / yes, ✗ = can't / no
Note on Channel Provider (CP) eligibility: A ✓ under “Channel Provider (CP)” indicates eligibility to become a CP subject to BGC & iBLOOMING program requirements (e.g., application and approval, adherence to channel policies, and ongoing compliance). It does not imply automatic CP status.
Note on Executive CP eligibility: A ✓ under “Executive CP” indicates eligibility to become an Executive CP subject to additional requirements set by BGC & iBLOOMING (e.g., being an approved CP first, meeting elevated performance/quality thresholds, and periodic review). It does not imply automatic Executive CP status.
Note on WEC User eligibility: A ✓ under “WEC User” indicates eligibility to become a WEC User provided the user later meets the WEC criteria (e.g., the USD 10,000 payout threshold within 60 days, as defined elsewhere). It does not imply automatic WEC status.
1. Affiliate & Entry
Bloo Global Company (BGC) utilizes an Affiliate Membership system with five levels. Each level can only be purchased and paid for with fiat (USD). After purchasing and paying with fiat, the user officially becomes an Affiliate User.
Level
Entry Fee (USD)
Pathfinder
$100.00
Voyager
$500.00
Explorer
$1,725.00
Pioneer
$2,875.00
Special
$11,500.00
➡️ Important Notes:
The Entry Fee is the fiat on-ramp into the BGC system.
After paying with fiat, the Affiliate User receives Purchase Credit.
2. Purchase Credit (PC)
Definition: Purchase Credit is not only the counterpart of the fiat paid, but also proof of Affiliate Membership as well as a credit balance to buy physical products at BGC. It functions as an internal credit for purchasing physical products at BGC.
Ratio: 100 PC = $1.00 USD (fixed, non-volatile).
Functions:
Serves as evidence that BGC sells physical products (MLM legal requirement).
Because the Affiliate User has received Purchase Credit, the company has no obligation to refund the fiat paid to BGC.
➡️ Additional Notes:
At BGC, Affiliate Membership cannot be purchased/paid using Purchase Credit. Affiliate Membership can only be purchased with fiat. In short, within BGC: fiat in → PC increases → physical product out → PC decreases.
3. World Executive Club (WEC)
Definition: A WEC User is an additional status available only to Affiliate Users at Pioneer or Special level whose accumulated payout from BGC rewards based on Sales Points-Referral (RR) and Generation Reward (GR)-reaches $10,000.00 within 60 consecutive days.
Start Date & Window: The Affiliate User selects the starting date for the 60-day window. If the $10,000.00 threshold is not reached within that window, the attempt is considered failed and reset, and the user may select a new starting date for a subsequent attempt.
Permanence: Once the threshold is met within the specified 60 days, WEC User status becomes permanent.
Level Independence: WEC User does not replace the Affiliate User level (Pioneer or Special); it is an additional status.
4. Sales Points (SP) & Life Time Scholar (LTS)
What are Sales Points (SP)?
Sales Points (SP) are a notional unit (not a coin) used to measure the rewards an Affiliate User will receive, calculated and distributed using Life Time Scholar (LTS) as the base reference.
Life Time Scholar (LTS) — by Affiliate Level
Whenever a new Affiliate User is added, Sales Points equal to 70% of the Entry Fee are generated. These Sales Points are called Life Time Scholar (LTS).
Pathfinder
70 SP
Voyager
350 SP
Explorer
1,207 SP
Pioneer
2,012 SP
Special
8,050 SP
➡️ Fixed Value: 1 SP = $1.00 (for calculation; non-volatile). ➡️ Detailed SP acquisition & distribution mechanics will be elaborated in the following chapter.
5. Rewards Based on Sales Points (SP) at BGC
Rewards based on Sales Points (SP) at BGC are:
BGC Referral (RR) & Generation Rewards (GR)
BGC Miracle Cash (BGC-MC)
BGC Global Pool Sales Points (GPSP)
BGC WEC Global Pool
Payout frequency: monthly unless otherwise stated.
5.1 Referral (RR) & Generation (GR) — per New Join (U)
Scenario: Today: X brings U to join (U is the new join). Yesterday: Y brought X to join. Two days ago: Z brought Y to join. Rule: X = Referral (Tier 1), Y = Generation (Tier 2), Z = Generation (Tier 3).
U’s Join Level
LTS by U
X (Tier 1)
Y (Tier 2)
Z (Tier 3)
Pathfinder
70 SP
10% → 7.00 SP
0% → 0.00 SP
0% → 0.00 SP
Voyager
350 SP
10% → 35.00 SP
13% → 45.50 SP
16% → 56.00 SP
Explorer
1,207 SP
12% → 144.84 SP
14% → 168.98 SP
17% → 205.19 SP
Pioneer
2,012 SP
15% → 301.80 SP
15% → 301.80 SP
18% → 362.16 SP
Special
8,050 SP
15% → 1,207.50 SP
15% → 1,207.50 SP
18% → 1,449.00 SP
Notes
Percentages apply to LTS by U according to the level U joined.
Displayed SP are rounded to 2 decimal places for consistency.
5.2 Miracle Cash (BGC-MC) — Monthly (paid on the 15th of the following month)
Scenario: Today: U joins as an Affiliate User at 07:47 PM. Rule: After U joins, U earns 0.1% of the new user’s LTS for each new Affiliate User who joins after U, capped at the first 10 new users following U’s join time.
New User
Join Time
Join Level
LTS by New User
Miracle Cash (BGC-MC) for U
New User U
2025/08/19 07:47 PM
Pathfinder
70 SP
0 SP
New User +1
2025/08/20 01:01 AM
Pathfinder
70 SP
0.1% → 0.07 SP
New User +2
2025/08/21 04:47 PM
Voyager
350 SP
0.1% → 0.35 SP
New User +3
2025/08/22 11:11 PM
Explorer
1,207 SP
0.1% → 1.21 SP
New User +4
2025/08/23 07:47 PM
Pioneer
2,012 SP
0.1% → 2.01 SP
New User +5
2025/08/24 11:11 AM
Special
8,050 SP
0.1% → 8.05 SP
New User +6
2025/08/25 01:01 PM
Special
8,050 SP
0.1% → 8.05 SP
New User +7
2025/08/26 10:10 AM
Special
8,050 SP
0.1% → 8.05 SP
New User +8
2025/08/27 04:47 PM
Pioneer
2,012 SP
0.1% → 2.01 SP
New User +9
2025/08/28 11:11 PM
Explorer
1,207 SP
0.1% → 1.21 SP
New User +10
2025/08/29 04:47 PM
Voyager
350 SP
0.1% → 0.35 SP
New User +11
2025/08/30 07:47 PM
Pathfinder
70 SP
0 SP
New User +12
2025/08/31 10:10 AM
Pathfinder
70 SP
0 SP
Notes
Percentages apply to LTS based on the level of each new user who joined after U.
Displayed SP are rounded to 2 decimal places for consistency.
5.3 Global Pool Sales Points (GPSP) — Monthly (paid on the 15th of the following month)
Scenario: Today: U joins as an Affiliate User. Rule: After U joins, 15% of U’s LTS is collected into the Global Pool Sales Points (GPSP).
Pathfinder
70 SP
15% → 10.50 SP
Voyager
350 SP
15% → 52.50 SP
Explorer
1,207 SP
15% → 181.05 SP
Pioneer
2,012 SP
15% → 301.80 SP
Special
8,050 SP
15% → 1,207.50 SP
Notes
Percentages apply to LTS based on the level of new users who joined.
Displayed SP are rounded to 2 decimal places for consistency.
Distribution mechanics: to be finalized; this section specifies accumulation only.
5.4 WEC Global Pool — Quarterly (paid on 15 Jan / 15 Apr / 15 Jul / 15 Oct)
Scenario: Today: U joins as an Affiliate User. Rule: After U joins, 3% of U’s LTS is collected into the WEC Global Pool.
Pathfinder
70 SP
3% → 2.10 SP
Voyager
350 SP
3% → 10.50 SP
Explorer
1,207 SP
3% → 36.21 SP
Pioneer
2,012 SP
3% → 60.36 SP
Special
8,050 SP
3% → 241.50 SP
Notes
Percentages apply to LTS based on the level of new users who joined.
Displayed SP are rounded to 2 decimal places for consistency.
Eligibility: only among WEC Users.
6. Channel Provider (CP)
At iBLOOMING, besides GiM sign-ups and iMATRIX plans (one-time purchase), the products offered are digital (e-courses, e-books, etc.) from Channel Providers (CP) or CP Users.
A CP User can be an individual or an organization recruited by an Affiliate User to supply content sold as digital products on iBLOOMING.
A CP User can obtain Executive CP status if their accumulated total income based on Rebates at iBLOOMING, within 60 consecutive days, has reached $10,000.00.
Executive CP status is permanent once the threshold is reached within the specified 60 days.
➡️ Additional Notes:
All products offered by iBLOOMING can only be purchased and paid for with fiat (USD). Purchase Credit (PC) cannot be used to purchase/pay for iBLOOMING products.
7. Rewards Based on Rebates at iBLOOMING
Rewards available include:
iBLOOMING Link Reward (LR)
iBLOOMING Miracle Cash (iBLOOMING-MC)
iBLOOMING Channel Provider Reward (CPR)
iBLOOMING GiM Referral Reward (GRR)
iBLOOMING iMATRIX Referral Reward (iRR)
iBLOOMING Global Profit Sharing (GPS)
iBLOOMING Global Movement Pool (GMP)
iBLOOMING Global Executive Committee (GEC)
Payout frequency: monthly unless otherwise stated.
Revenue Split for digital products from a CP User:
For a $100.00 purchase/transaction:
70% → CP User Revenue → 70% × $100.00 = $70.00
30% → iBLOOMING Revenue → 30% × $100.00 = $30.00
The $30.00 (100% iBLOOMING Revenue) is allocated as:
10% → Link Reward (LR) for the Affiliate User → 10% × $30.00 = $3.00
10% = 1% × 10 users → Miracle Cash (iBLOOMING-MC) for the user → 10% × $30.00 = $3.00
Channel Provider Reward (CPR):
5% → CPR for the Affiliate User in the first year → 5% × $30.00 = $1.50
2.5% → CPR for the Affiliate User in the second year and beyond → 2.5% × $30.00 = $0.75
15% → Global Profit Sharing (GPS) → 15% × $30.00 = $4.50
Remainder → iBLOOMING Profit:
60% → iBLOOMING Profit in the first year → 60% × $30.00 = $18.00
62.5% → iBLOOMING Profit in the second year and beyond → 62.5% × $30.00 = $18.75
Revenue Distribution for GiM sign-ups:
For each GiM sign-up:
$4.00 → GiM Referral Reward (GRR):
$3.00 → First-Tier
$0.80 → Second-Tier
$0.20 → Third-Tier
$1.00 → Global Profit Sharing (GPS)
$1.00 → Global Movement Pool (GMP)
$0.20 → Global Executive Committee (GEC)
Remainder → iBLOOMING Profit
Revenue Distribution for iMATRIX plan purchases (one-time):
For each Foundation iMATRIX plan purchase:
$0.95 → iMATRIX Referral Reward (iRR):
$0.60 → First-Tier
$0.25 → Second-Tier
$0.10 → Third-Tier
$0.10 → Global Profit Sharing (GPS)
$0.30 → Global Movement Pool (GMP)
$0.05 → Global Executive Committee (GEC)
Remainder → iBLOOMING Profit
For each Pro iMATRIX plan purchase:
$8.50 → iMATRIX Referral Reward (iRR):
$5.00 → First-Tier
$2.50 → Second-Tier
$1.00 → Third-Tier
$1.50 → Global Profit Sharing (GPS)
$2.00 → Global Movement Pool (GMP)
$0.40 → Global Executive Committee (GEC)
Remainder → iBLOOMING Profit
For each Expert iMATRIX plan purchase:
$19.00 → iMATRIX Referral Reward (iRR):
$12.00 → First-Tier
$5.00 → Second-Tier
$2.00 → Third-Tier
$3.00 → Global Profit Sharing (GPS)
$5.00 → Global Movement Pool (GMP)
$1.00 → Global Executive Committee (GEC)
Remainder → iBLOOMING Profit
7.1 Link Reward (LR)
Definition: Paid to an Affiliate User whenever a user buys a CP User’s digital product on iBLOOMING using the Affiliate User’s link.
Rate: 10% of iBLOOMING Revenue of each CP User’s digital product purchase.
Example (for a $100.00 purchase/transaction):
70% → CP User Revenue → 70% × $100.00 = $70.00
30% → iBLOOMING Revenue → 30% × $100.00 = $30.00
From this $30.00 (100% iBLOOMING Revenue), 10% is allocated as Link Reward for the Affiliate User → 10% × $30.00 = $3.00
Payout Frequency: Monthly (aggregated). If, in a month, 100 users each make 3 purchases averaging $100.00, the Affiliate User’s total Link Reward is:
100 users × 3 purchases × $100.00 × 30% × 10% = $900.00.
7.2 Miracle Cash (iBLOOMING-MC)
Definition: Paid to users (not limited to Affiliate Users or CP Users). After a user buys a CP User’s digital product on iBLOOMING, they receive Miracle Cash each time another user buys a CP User’s digital product—capped at 10 subsequent purchases.
Rate: 1% of iBLOOMING Revenue of each CP User’s digital product purchase.
Example (for a $100.00 purchase/transaction):
70% → CP User Revenue → 70% × $100.00 = $70.00
30% → iBLOOMING Revenue → 30% × $100.00 = $30.00
From this $30.00 (100% iBLOOMING Revenue), 1% is allocated as Miracle Cash for the user → 1% × $30.00 × 10 users = $3.00
Payout Frequency: Monthly (aggregated). If, in a month, a user makes 1 purchase and, after the purchase, there are 10 subsequent purchases by others, each averaging $100.00, then the user’s total Miracle Cash is:
1 purchase × 10 subsequent purchases × $100.00 × 30% × 1% = $3.00.
7.3 Channel Provider Reward (CPR)
Definition: Paid to an Affiliate User who brings a CP User into iBLOOMING, when the CP User’s digital product is sold/purchased by users.
Rate: 5% of iBLOOMING Revenue in the first year, then 2.5% in the second year and beyond.
Example (for a $100.00 purchase/transaction):
70% → CP User Revenue → 70% × $100.00 = $70.00
30% → iBLOOMING Revenue → 30% × $100.00 = $30.00
From this $30.00 (100% iBLOOMING Revenue):
5% is allocated as CPR for the Affiliate User in the first year → 5% × $30.00 = $1.50
2.5% is allocated as CPR for the Affiliate User in the second year and beyond → 2.5% × $30.00 = $0.75
Payout Frequency: Monthly (aggregated), as long as the CP User’s digital product continues generating revenue.
7.4 GiM Referral Reward (GRR)
Definition: Paid to an Affiliate User whenever a user signs up for GiM using the Affiliate User’s link. The reward is tiered with two pathways: Individual and Organization.
Rates (per sign-up, same totals for both pathways):
Individual Referral: $3.00 → First-Tier Affiliate User; $0.80 → Second-Tier Affiliate User; $0.20 → WEC User Pool (Third-Tier).
Organization Referral: $3.00 → First-Tier Organization; $0.80 → Second-Tier Affiliate User; $0.20 → WEC User Pool (Third-Tier).
WEC User Pool (Third-Tier) Note: WEC User = World Executive Club. The $0.20 Third-Tier amount does not go to a single upline; it is paid into the WEC User Pool and split equally among all WEC Users at payout time.
Payout Frequency: Monthly (aggregated). If there are 100 GiM sign-ups in a month (from any mix of Individual/Organization referrals), the GRR then:
Tier 1 (Affiliate User/Organization):
$3.00 × 100 = $300.00Tier 2 (Affiliate User):
$0.80 × 100 = $80.00Tier 3 (WEC User Pool):
$0.20 × 100 = $20.00→ split equally among all WEC Users (e.g., 50 WEC Users → $0.40 each)
7.5 iMATRIX Referral Reward (iRR)
Definition: Paid to an Affiliate User whenever a user purchases an iMATRIX plan via the Affiliate User’s link. The reward is tiered with two pathways: Individual and Organization, based on the plan type. (iMATRIX plans are one-time purchases.)
Rates (per plan purchase; same totals for both pathways):
Foundation: $0.60 → Tier 1; $0.25 → Tier 2; $0.10 → WEC User Pool (Tier 3)
Pro: $5.00 → Tier 1; $2.50 → Tier 2; $1.00 → WEC User Pool (Tier 3)
Expert: $12.00 → Tier 1; $5.00 → Tier 2; $2.00 → WEC User Pool (Tier 3)
WEC User Pool (Tier-3) Note: WEC User = World Executive Club. The Tier-3 amount does not go to a single upline; it is paid into the WEC User Pool and split equally among all WEC Users at payout time.
Payout Frequency: Monthly (aggregated). If the month has 250 Foundation, 150 Pro, and 100 Expert plan purchases (from any mix of Individual/Organization referrals), then the iRR totals are:
Tier 1 (Affiliate User/Organization):
($0.60 × 250) + ($5.00 × 150) + ($12.00 × 100) = $150.00 + $750.00 + $1,200.00 = $2,100.00Tier 2 (Affiliate User):
($0.25 × 250) + ($2.50 × 150) + ($5.00 × 100) = $62.50 + $375.00 + $500.00 = $937.50Tier 3 (WEC User Pool):
($0.10 × 250) + ($1.00 × 150) + ($2.00 × 100) = $25.00 + $150.00 + $200.00 = $375.00→ split equally among all WEC Users
7.6 Global Profit Sharing (GPS)
Definition: GPS is a profit pool from iBLOOMING—including profit sourced from CP User digital product sales, GiM sign-ups, and iMATRIX plan purchases (one-time)—distributed to top-level Affiliate Users (Explorer, Pioneer, Special). GPS has three profit sources:
15% of iBLOOMING revenue from each CP User digital product purchase.
Example (for a $100.00 purchase):
70% → CP User revenue = $70.00
30% → iBLOOMING revenue = $30.00
From this $30.00, 15% → GPS = $4.50
$1.00 from each GiM sign-up (fixed; goes directly to GPS).
$0.10 / $1.50 / $3.00 from each iMATRIX plan purchase (Foundation / Pro / Expert, fixed; goes directly to GPS).
Eligible Levels: Explorer, Pioneer, Special only.
Explorer → 2 shares
Pioneer → 3 shares
Special → 15 shares
Payout Frequency: Every 6 months (unlike LR, iBLOOMING-MC, GRR, iRR, CPR, which are monthly).
Illustrative distribution:
Eligible Affiliates at payout: 550 Explorer, 300 Pioneer, 200 Special
Total shares = (550 × 2) + (300 × 3) + (200 × 15) = 5,000
GPS pool (semiannual):
From CP User digital products = $10,000,000.00
From GiM sign-ups = $15,000,000.00
From iMATRIX plan purchases = $25,000,000.00
Total GPS = $50,000,000.00
Value per share = $50,000,000.00 ÷ 5,000 = $10,000.00
Estimated rewards:
Explorer = 2 × $10,000.00 = $20,000.00
Pioneer = 3 × $10,000.00 = $30,000.00
Special = 15 × $10,000.00 = $150,000.00
➡️ Conclusion: GPS is a large-scale, cross-product profit pool (CP User digital products, GiM, iMATRIX) distributed semiannually to Explorer, Pioneer, and Special.
7.7 Global Movement Pool (GMP)
Definition: GMP is a monthly activity pool sourced only from GiM sign-ups and iMATRIX plan purchases (one-time), distributed to all WEC Users and Executive CP.
Sources (fixed per event):
$1.00 from each GiM sign-up (goes directly to GMP).
$0.30 / $2.00 / $5.00 from each iMATRIX plan purchase (Foundation / Pro / Expert, respectively; goes directly to GMP).
Eligible Recipients: All WEC Users and Executive CP present at the monthly payout snapshot.
Distribution rule: Equal split per recipient (unless a different weighting is formally adopted later).
Payout Frequency: Monthly (aggregated). Illustrative distribution:
Monthly activity: 1,000 GiM sign-ups; 600 Foundation, 300 Pro, 100 Expert iMATRIX plan purchases
GMP pool total:
($1.00 × 1,000) + ($0.30 × 600) + ($2.00 × 300) + ($5.00 × 100)= 1,000.00 + 180.00 + 600.00 + 500.00 = **$2,280.00**Eligible headcount at snapshot: 120 WEC Users + 30 Executive CP = 150 recipients
Payout per recipient:
$2,280.00 ÷ 150 = **$15.20**
➡️ Conclusion: GMP is a monthly, activity-driven pool (GiM + iMATRIX) paid equally to the current set of WEC Users and Executive CP at the payout snapshot.
7.8 Global Executive Committee (GEC)
Definition: GEC is an internal iBLOOMING committee (not publicly marketed) responsible for executive oversight—covering governance, program integrity, operations, and strategic alignment of the iBLOOMING ecosystem.
Sources (fixed per event):
$0.20 from each GiM sign-up.
$0.05 / $0.40 / $1.00 from each iMATRIX plan purchase (Foundation / Pro / Expert).
Eligibility & Membership:
Appointment-based and internal to iBLOOMING; membership may change over time by company decision.
Not tied to Affiliate levels; separate from WEC User/Executive CP statuses.
Distribution:
Monthly (aggregated).
Equal split among active GEC members at the payout snapshot (unless a different weighting is formally adopted later).
Illustrative distribution:
Monthly activity: 2,000 GiM sign-ups; 1,000 Foundation, 400 Pro, 150 Expert iMATRIX plan purchases
GEC pool total:
($0.20 × 2,000) + ($0.05 × 1,000) + ($0.40 × 400) + ($1.00 × 150)= 400.00 + 50.00 + 160.00 + 150.00 = **$760.00**Active GEC members at snapshot: 10
Payout per member:
$760.00 ÷ 10 = **$76.00**
➡️ Conclusion: GEC is a monthly, internally-governed pool that funds and rewards the executive oversight function of iBLOOMING, sourced from GiM and iMATRIX activity.
P.S. Read this document freely for information and guidance. Do not redistribute or restate—no quotes, summaries, paraphrases, or derivatives—without prior written permission from Prof. NOTA. Sharing the link is allowed. So, share the link, not the text. Do not discuss or re-tell the contents in any form—written, spoken, or recorded—without prior written permission.
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